Crown Insurance | Delhi

Personal Accident Insurance

Accidental Insurance is an insurance cover wherein, in the event of the person sustaining bodily injuries resulting solely and directly from an accident caused by VEVA i.e. VIOLENT, EXTERNAL, VISIBLE & ACCIDENTAL resulting into death or disablement.

What type of events are covered under Accident Insurance:

An accident may include events like:
• Rail / Road / Air Accident.
• Injury due to any collision/fall.
• Injury due to Bursting of gas cylinder.
• Burn Injury, Drowning, Poisoning etc.(suicide is not a part of accident insurance)
These are only illustrative and not an exhaustive list of type of accidents.

Scope of cover & benefits available under Personal Accidental cover?

  • Accidental Death
  • Permanent Total Disability
  • Permanent Partial Disability
  • Weekly Indemnity(loss of income/weekly income benefits)
  • Broken Bones
  • Modifications of Residence/Vehicles
  • Ambulance Hiring Charges
  • Family Transportation Benefit
  • Cost of Transporting Mortal Remains
  • Cost of Performance of Death Ceremonies

  • Policy Details Link: